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Irish Association Of Self Builders                                         The Representative Body for Self Builders of Ireland

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Income replacement policy

This is the policy that would cover you and gives you peace of mind should you be unable to earn an income because of illness or injury. These kind of policies ususlly let you receive up to 75% of your income until you are able to go back to work.

Income Replacement policies are very important as you will find that the bills still keep coming after your income has stopped.

The only thing that you have to be careful of is that these kind of policies cover you for a certain agreed term between you and the Insurance company and usually a monthly benefit is payable if you are unable to generate at least 80% of your pre-disability income and are under the care of a doctor.

The benefit paid depends on whether you select Agreed Value or Indemnity cover.

Always read the terms and conditions.

Please note: This kind of policy usually works for fully employed people. If you are self employed, you need to make sure that it does cover your situation.

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Self Build Insurance

Full Employers
Public Liability and All Risks cover for New Builds,
Extensions and Renovations

Cover can be taken at
any stage of the project
Very competitive premiums.

Phone 01 897 01 05

Fingal Insurance Group DAC is Regulated by The
Central Bank of Ireland

Are you building your own home?

Make sure you are properly insured. Give Self Build Direct a call. We are the leaders in self build insurance with a dedicated and professional team of experts. Reduce your insurance costs and get the right cover.

Arachas Corporate Brokers Limited trading as Arachas is regulated by the Central Bank of Ireland