Irish Association Of Self Builders                                         The Representative Body for Self Builders of Ireland

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Iaosb.Com

Ireland’s Number One Website For Building A House

Legal Requirements Finances Insurance & Contracts

We are a well established practice providing a comprehensive and client focused array of legal services.


Our priority is the achievement of results for our clients and we provide our clients with an excellent service.

www.philiposullivan.com

Self Build Insurance

Fingal Insurance Group Ltd is Regulated by The Central Bank of Ireland.

Full Employers, Public Liability and All Risks cover for New Builds, Extensions and Renovations Cover can be taken at any stage of the project. Very competitive premiums

Legal & Finance


After you have found your site, the next important thing is to insure that you have the backing of a good solicitor and a good lending institute.


In most cases as far as a solicitor it is not just a question of going for the cheapest option as this may not always be the best.


Try and go for a solicitor who has been recommended by other people like your friends or colleagues who have gone through the same procedures and they were happy with the speed and performance of the individual.


Do remember, the last thing you want is unnecessary delays due to misplaced or forgotten paperwork.


For further information on legal requirements and contracts go to the link below; Legal Requirements


As far as the lending institute, do make sure that you shop around for the best deals but be aware, what might look cheaper initially could work out a lot more expensive over the long term.


When you discuss your loan with your lending institute, ask to see the figures in writing. You need to know what the monthly payments would be and how much the total cost of the loan would be over the term.


Find out if there are any penalties if you redeem your loan earlier than agreed. You need to make sure that you would not be penalised if you decide to change lenders after a few years.


Find out what the initial costs are for applying for the loan. Some lenders will cover some of the costs as an incentive to have you as a client.


Self Build Direct is the leading insurance policy offering protection to individuals building or extending their homes.

Our cover leads the market and has been developed after assisting 1,000's of self builders over the last 20 years.

Arachas Corporate Brokers Limited trading as Arachas is regulated by the Central Bank of Ireland

Phone 01 897 01 05
    www.fingalinsurance.ie
info@fingalinsurance.ie

For more information on the type of mortgage and lending go to the link Finances

There are a certain number of insurance policies that you should be looking at before and during your project. Do not try and save money by not taking insurance.

Building a house is probably the most expensive investment that you ever make in your life. Do not take a chance and hope that it will never happen to you.

When you apply for a loan, you are taking on a huge responsibility so make sure that you are covered for any unforeseen circumstances.

There are currently a lot of insurance companies on the market that provide special insurance’s designed for self builders, so do check these out and find the best policy that would suit your needs.

Tip; Arrange any policy needed before you commence any work on site.

To find out more follow the link Insurance & Contracts

Tip; Do Make sure that any site you purchase is subject to Planning Permission being approved, as a site without planning permission is only worth a fraction of a site with an approval.

It is very easy to fall into the trap of loving a site and the fantastic views but the site would be no good to you if you can not build on it.


If the site owner is not willing to sell with the “Subject to planning permission being granted”, walk away.